“The bank owns your home.”
The fact
You remain the homeowner. Your name stays on title, while property taxes, homeowners insurance, and basic maintenance still apply.


A simple guide for homeowners who want straight answers. Hosted by Loris & Kory.
We start with how a reverse mortgage works, then cover funding choices, HECM versus proprietary loans, homeowner responsibilities, and what happens when the loan is repaid.
“The bank owns your home.”
You remain the homeowner. Your name stays on title, while property taxes, homeowners insurance, and basic maintenance still apply.
The deck explains lump sum, line of credit, monthly draws, or a combination—so you can borrow only what you need.
Both can work well. The right fit depends on your home, your goals, and the situation you want to solve.
HUD-approved counseling is required before a guided process of conversation, title work, appraisal, and underwriting.
The deck identifies the starting points: age, enough home equity, and paying off an existing mortgage if applicable. Then HUD-approved counseling helps make sure you understand the loan.
A clear overview of how reverse mortgages work, funding choices, loan types, homeowner responsibilities, and the guided process from conversation to appraisal.
It takes a moment, and you can begin watching immediately.
Get private accessHosted by Loris & Kory · Educational webinar
Every homeowner’s situation is unique, and we’re here to help you understand how a reverse mortgage could work for you. Our experienced specialists will answer all your questions, review your specific circumstances, and provide personalized guidance—all without any pressure or obligation.