Turn Your Home Equity Into Financial Freedom.

If you’re 62 or older, a reverse mortgage could help you stay in your home while accessing the funds you need

D.H.

"After several months of failed attempts to acquire a reverse mortgage, my wife and I became discouraged and ready to give up. We saw the ad for Trebor Reverse Mortgage and decided to try one more time, and so very glad we did! Loris and her team immediately went to work on our application.

We were impressed how efficiently, professionally, and understanding our Broker (Loris) was through the entire process! I wish this would have been our first choice! We are happy to say we have closed within less than a month."

Thank You!

Traditional Retirement Plans Leave Gaps, Reverse Mortgages Can Help.

  • Living costs are rising faster than retirement benefits.

  • Savings depletion and inflation pressure.

  • Fixed-income households struggling with unexpected expenses.

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How Trebor Reverse Mortgage Works

Answer a few quick questions to see if you qualify.

Speak with a licensed specialist about your options.

One of our experts will walk you through your options step by step to ensure that a reverse mortgage suits your unique financial needs and retirement goals.

Unlock your home equity and receive tax-free cash.

We offer refinancing options to existing reverse mortgage holders to potentially lower interest rates or access greater home equity, increasing financial flexibility.

Convert a portion of your home's equity into cash paid out as a lump sum, monthly payments, line of credit or a combination.

About Trebor Reverse

We're Not the Typical Reverse Mortgage Company

Bob Wommack founded Trebor with one goal: help homeowners 62+ unlock their home’s value without the confusion. For over 25 years, he’s done exactly that—including completing the first-ever reverse mortgage in the state of Texas.

Today, Bob and his family continue to carry the company forward with the same commitment to integrity, care and understanding.

At Trebor, we focus on education, transparency, and one-on-one support, helping you make informed decisions to achieve your financial goals with confidence.

Client Testimonials

Trusted by Clients Loved for Our Care

Betty

“I want to thank you for helping me get my reverse mortgage. I had tried another lender who dropped my loan because of a repair issue with my home. Trebor stepped in, worked directly with the repair company to get everything finished, and made it possible to close my loan. My home is fixed, and now I have a line of credit for my future. I’m so grateful for their help.”

Henry & Doris

“When COVID hit, we were struggling and faced with the tough choice of either selling our home or closing our business. Trebor worked closely with us to find a solution that allowed us to keep our home and our business. The reverse got rid of our mortgage payment and helped eliminate our debt. Their support truly saved our home, and we’re so grateful.”

Julie & Ed

“We reached out to Trebor on behalf of my 88-year-old mother, who needed some extra income to help her stay comfortably in her home. We had been helping financially, but it eventually became a strain. Trebor came up with a reverse mortgage plan that provided her with monthly income to supplement her needs — allowing her to remain independent without relying on our support. My mother is doing great, and we’re so thankful.”

Frequently Asked Questions

Get Answers to Your Key Reverse Mortgage Questions Here

What is a reverse mortgage and how does it work?

A reverse mortgage allows seniors to convert home equity into cash, with repayment deferred until the home is sold, the owner moves out, or passes away.

Are there different types of reverse mortgages available?

Yes, there are three types: Home Equity Conversion Mortgages, proprietary reverse mortgages, and reverse mortgages for purchase.

What are the qualifications for obtaining a reverse mortgage?

To qualify, you must be at least 62 years old, either own your home outright or have substantial equity, reside in the home as your primary residence, and meet financial eligibility criteria.

Does my home qualify for a reverse mortgage?

Most single-family homes, two-to-four unit owner-occupied houses, HUD-approved condominiums, and manufactured homes that meet FHA specifications are eligible for a reverse mortgage.

Can a reverse mortgage affect my government benefits?

A reverse mortgage typically doesn't affect Social Security or Medicare, but it can impact needs-based programs like Medicaid and SSI because the loan proceeds are considered an asset if not spent within the same month they are received. It is important to consult with a financial advisor or the relevant agencies to understand the potential impact on your specific benefits.

Will I ever need to repay the loan?

You wont need to repay the loan as long as you live in the home, maintain it, and pay required taxes and insurance.

Let’s Help Build Your Retirement Plan Together

At Trebor Reverse Mortgage, we believe financial freedom starts with understanding your options.

Our team is here to answer your questions, provide honest guidance, and help you move forward with confidence.